Individual IBAN Account
for our clients

Crypto-Friendly IBAN Account

Accept Payments from Friends, Partners, and Exchanges

Immediate conversion of Crypto into Fiat and vice versa

Higher Account Limits

Card linked directly to your IBAN account

Greater Protection of Funds
Referral Program
for our clients

Send a link to your friends

They start using Ibandirect App

Receive a reward
Who We Are
Company has been established by seasoned professionals with banking and e-commerce background.
Cardbit OU is an Official Service Provider for VISA and registered as an Independent Sales Organization of Prepaid Program
Our Fees
and limits
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CARD LOAD FEES
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CARD Load with EUR1%
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CARD ISSUING and ACCOUNT OPENING
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Payment Card, including (Contactless, Chip and PIN, IBAN opening, Card delivery by registered post)€10
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Virtual Card Issuing Fee€5
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CARD MANAGEMENT
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Monthly Service charge - per card€5
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ATM balance inquiry€0.50
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ATM disbursement€2.50 + 1.60%
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POS transaction successful€0.35 per trx
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Account Funding (Card-to-Card) fee1%
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FX mark up2.50%
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Chargeback handling - per chargeback€30
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CARD LIMITS
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ATM limit, daily/monthly€500/€2500
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Other limit, daily/monthly€2500/€5000
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ECOMM limit, daily/monthly€2500/€5000
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Using both cards, plastic and virtual€10000
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CRYPTO SERVICES
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BTC Withdrawal Fee0.0003 BTC
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LTC Withdrawal Fee0.01 LTC
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BCH Withdrawal Fee0.01 BCH
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INDIVIDUAL IBAN ACCOUNT
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Account OpeningFREE
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Incoming SEPA Payments0.5 % + €1
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Outgoing SEPA Payments0.5 % + €1
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Account closure fee€15
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OTHER FEES
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Charges for any change of Account details€40
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